10% of Smart Kiwis Have Bought the Right Life Insurance
If you’re like most people, you probably think that life insurance is a waste of money. After all, why would you pay good money to insure yourself against something that may never happen? Well, the truth is that life insurance is one of the smartest investments you can make – especially if you have children. […]
Why Total and Permanent Disability Cover is So Important for Parents
No one ever wants to think about the possibility of becoming disabled, but it’s a very real risk. According to the Social Security Administration, one in four 20-year-olds will become disabled before they reach retirement age. And if you’re a parent, the stakes are even higher. Not only do you have to worry about yourself, […]
Total and Permanent Disability Cover: What You Need to Know
No one likes to think about the possibility of becoming disabled, but it’s a reality that parents need to consider. If you became disabled and could no longer work, how would you support your family? That’s where total and permanent disability (TPD) cover comes in. TPD cover is insurance that pays out a lump sum […]
The Benefits of Mortgage Repayment Insurance for Parents
As a parent, one of your top priorities is ensuring that your family is taken care of financially. That’s why it’s so important to have mortgage repayment insurance. Mortgage repayment insurance protects your family from having to make mortgage payments in the event of your death or disability. It’s an important safety net that can […]
Are you in the 10% of smart Kiwis who have bought the right Life Insurance?
As a parent, one of your top priorities is making sure your family is taken care of financially if something happens to you. That’s why having life insurance is so important. But with so many different policies and providers out there, it can be hard to know where to start. Life insurance is one of […]
The Importance of Life Insurance for Tradies
As a tradie, you know the importance of being prepared for any job. But have you considered what would happen to your loved ones if something happened to you? No one likes to think about it, but life is unpredictable, and accidents can happen at any time. That’s why it’s so important to have life […]
The Importance of Life Insurance for the Self-Employed
If you’re self-employed, you know that there’s a lot to keep track of. From making sure your clients are happy to keeping up with your finances, it can be easy to let things fall through the cracks. However, one thing that you can’t afford to neglect is your life insurance policy. In this blog post, […]
Why Life Insurance Premiums Increase?
The most popular gripe about life insurance is the yearly premium hike. Traditional stepped premiums start small and increase yearly as you age. Your insurance premiums will go up as you age because insurers see you as more of a liability. At first, this may be the most affordable option for you, but eventually it […]
Comparing Life Insurance Online
When you’re looking to buy personal insurance, it’s important to get multiple quotes. But comparing the cost of different policies from various companies is only part of the equation. In the case of health, income, and mortgage protection, there are substantial variations in how a policy pays out and what it will pay out for. […]
How life insurance works
If you’ve taken out a life insurance policy, your insurer will pay a one-time sum to your loved ones if you pass away or to you if you become terminally ill. This money might help you cover things like daily living expenses, any outstanding debts, or final costs such as funeral or estate fees for […]